Sending money to friends and loved ones abroad used to be a chore. Thanks to fintech, cross-border payments have become much easier and cheaper.
Today, we’ll look at some African apps which are making it easy to send money cross border.
Here are 5 apps for cross border payments:
Barter by Flutterwave
Flutterwave’s Barter is a mobile app on iOS and the Google Playstore where users can send money to each other and cash out in their respective methods. Currently, Barter operates in the following countries
- Ghana
- Kenya
- Nigeria
- Uganda
- Rwanda
- South Africa
- Tanzania
- Zambia
- Cameroon
- Ivory Coast
- UK
- Europe
Cost: Free Transfer Between Barter Users
Withdrawal Fee: Barter charges a fee when users withdraw to their bank account or mobile money accounts from their Barter wallets
Chipper Cash
Chipper Cash allows users to send and receive money across Africa. They operate in Nigeria, Ghana, South Africa, Uganda, UK, and USA.
Cost: Free for Chipper Cash Users
Eversend
Eversend is a multi-currency e-wallet that allows you to exchange, spend and send money at the best possible rates as well as make cross-border payments.
You can send money to countries including Ghana, Kenya, Rwanda, and Uganda- either to their mobile money or to their Eversend wallet.
The cost depends on which country you are sending from and to, but if you are sending it to another Eversend wallet, it is free. It is also free to send to your own mobile money number (withdrawing).
Cost: Free for sending to Eversend wallets
Bitsika
Bitsika is a mobile that has multiple functions including creating virtual cards and sending money to different African countries.
With Bitsika, you can send money to Nigeria, Cameroon, Togo, Benin, Burkina Faso, Côte d’Ivoire, and Senegal instantly.
Cost: No Fees for any transactions up to $300.
Wave
Wave Mobile Money provides an app-based financial solution to save, transfer, and borrow money
Wave is a mobile app that allows users to deposit, withdraw, pay bills for free. Users can send money to countries for only 1%.
- Ghana
- Liberia
- Nigeria
- Senegal
- Tanzania
- Kenya
- Uganda
- Côte d’Ivoire
- Cameroon
Bonus: Flutterwave Send
Flutterwave Send is an app by Flutterwave which allows users to transfer money across borders.
With Send, individuals and businesses can easily send money to those that matter in a way that’s convenient to the recipient.
Locations You Can Send Money From and To:
Europe
Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Netherlands, Portugal, Slovakia, Slovenia, Luxembourg, Latvia, Lithuania, Malta, Spain
Africa
Cameroon, Ghana, Ivory Coast, Kenya, Nigeria, South Africa, Uganda, Zambia
United Kingdom
United States
