ExpressPay, the popular fintech in Ghana, might be looking to launch a new feature allowing users to purchase Ghanaian Treasury Bills (T-Bills) right from the mobile app.
In a text message sent to users, the company is asking for an online form to be filled out to gauge interest in the feature.
About ExpressPay
Founded in 2012, ExpressPay has established itself as a leading fintech company in Ghana—offering everything from airtime top-up, utility payments, and school fees to hotel bookings and remittance services.
The platform supports mobile money and major international cards, and is PCI DSS certified.
Why Add T-Bills?
This new integration could help ExpressPay evolve into a one-stop financial app for users in the country.
Users could gain direct access to Ghana’s short-term government securities—an easy, secure way to park their funds while earning returns.
Benefits for Users
- No queueing, no paperwork — everything happens instantly via your phone.
- Low-risk investment — government-backed short-term instruments.
- Diversify savings — earn reliable interest rather than leaving cash idle.
Strategic Impact for ExpressPay
- New revenue streams — potential small facilitation fees without compromising affordability.
- Enhanced stickiness — users who invest are more likely to stay within the app ecosystem.
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