Paystack Launches Its Virtual Terminal Product In Ghana, Cote D’Ivoire, Kenya and South Africa

Launched in Nigeria in 2021, the feature is now available in multiple markets in Africa

By Joseph-Albert Kuuire 2 Min Read

Paystack has launched its Virtual Terminal product in new markets including Ghana, Cote D’Ivoire, Kenya, and South Africa.

First launched in Nigeria in 2021, the virtual terminal is a hardware-free solution for businesses that accept in-person payments, such as retail stores, restaurants, or pay-on-delivery services.


With Paystack Virtual Terminal, merchants can generate unique QR codes for any customer-facing staff, such as cashiers, delivery riders, or sales agents.

When a customer scans the QR code, they can choose to pay via any of Paystack’s multiple payment channels—Mobile Money, Cards, Apple Pay, and more.

After the successful payment, the staff member gets an instant confirmation via WhatsApp, and the customer can be on their way.

With a single QR code, Virtual Terminal offers customers in each country a variety of payment methods optimized for that region.

In Cote d’Ivoire, the payment methods available include MTN MoMo, Wave, Orange Money, Visa, Mastercard, and Apple Pay.

In Ghana: MTN MoMo, Telecel Cash (previously Vodafone Cash), AirtelTigo Money, Visa, Mastercard, and Apple Pay.

Kenya: M-PESA, Visa, Mastercard, American Express, and Apple Pay.

South Africa: Scan to Pay, SnapScan, EFT, Visa, Mastercard, American Express, and Apple Pay.

Additionally, merchants can disable a Virtual Terminal QR code at any time, change the WhatsApp number tied to it, and also set it up so that multiple WhatsApp numbers receive an alert when a payment is made.

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Joseph-Albert Kuuire is the creator, editor, and journalist at Tech Labari. Email: Twitter: @jakuuire
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