The 4th edition of the Ghana FinTech Awards honored top players in the country’s digital finance space, recognizing innovation, compliance, and partnerships that are shaping the industry.
Why it matters:
Ghana’s fintech ecosystem continues to grow rapidly, with companies and individuals pushing the boundaries of mobile money, financial inclusion, and digital banking.
What they’re saying
Martin Kwame Awagah, delivering the keynote at the 4th Ghana FinTech Awards, stressed the critical role of trust, cybersecurity, and data privacy in Ghana’s digital economy.
- “Trust is the foundation of any thriving digital economy. As digital payments expand, protecting user data is more important than ever.”
- He highlighted alarming trends: a 254% rise in online blackmail cases in early 2024 and GH¢1.98 million lost to online investment fraud—a nearly fivefold increase from 2023.
The winners
| Award Category | Winner |
|---|---|
| Fintech Company of the Year | Etranzact |
| Fintech Start-up of the Year | Ladder Technology Systems GH Ltd |
| Fintech Innovation of the Year | Lady by Ladder Technology |
| Cybersecurity Company of the Year | Innovare |
| Leading Payments Technologies Service Provider | Etranzact |
| Digital Bank of the Year | First Atlantic Bank |
| HealthTech of the Year | DrugNet |
| Fintech & Bank Partnership of the Year | Mobile Money Limited, First Atlantic Bank & Tarya |
| Fintech & Non-Bank Partnership of the Year | Brij, MoMo Limited & G-Money |
| Fintech CTO/CIO of the Year | Franklin Johnson Gbedzi – FAB |
| Young Fintech Leader of the Year | Ebenezer Ghanney – WeWire |
| Fintech for Financial Inclusion | Affinity |
| Compliant Fintech Company of the Year | Global Accelerex Ghana |
| Fintech Personality of the Year (Male) | Edem Q. Dzorkpata – CalBank |
| Fintech Personality of the Year (Female) | Beatrice Bota – Brij |
| Long Standing Fintech Company of the Year | IT Consortium |
| Banking Innovative Product of the Year (SME/Corporate) | Corporate Internet Banking by FAB |
| Mobile Banking App of the Year | FAB Mobile App by FAB |
| ESG Bank of the Year | CalBank |
| Micro Finance-Fintech Partnership of the Year | Built & Fido |
| Crowd Funding Company of the Year | Grow For Me |
Zoom out: The awards also recognized a fintech law firm (Sustineri Attorneys PRUC) and mobile micro-insurance innovators (BlueSPACE & Paystack), showing how fintech is expanding beyond payments and banking.
Between the lines: Industry veteran Herman Kojo Chinery-Hesse received a Lifetime Achievement Award, highlighting his role in digital technology innovation.
What’s next
With increased partnerships between fintech startups, banks, and regulators, expect more innovation in digital lending, insurtech, and mobile banking in the coming years.
